Why do the poor make poor decisions?

It has nothing to do with character but everything to do with lack of money. And that lack has nothing to do with their effort. This TED talk clearly demonstrates that living in poverty interrupts healthy brain functioning and hence decision making. It induces scarcity thinking that inhibits long-term thinking and planning. The solution is simple: They need money so provide a basic income guarantee. Numerous studies have proven that when the poor can afford to eat and take care of essential bills they start to make better decisions and contribute to society through their work and other contributions.